I
can remember some television commercials a few years ago to promote
auto insurance designed just for women. It involves a lot of pink,
singing.
But
you may have noticed that there are no such ads now. This is because
the EU mode "sexes" in 2012, which, among other things, makes it illegal
for insurance companies to use sex as a basis for price insurance. So
officially, there is no such thing as auto insurance only women more,
although some insurance targeted at women.
That's
a bit of a shame for women, since it showed that safer drivers than men
statistically likely to be cheaper. So I was able to get cheaper
insurance rates. But not any more!
But never mind. Often you can save some money on your car insurance by shopping around.
Get a quote
The
best way to get a view of the types of policies available and how much
does it cost to use comparethemarket.com to compare quotes. Just click '
start a new quote and enter your details, and it only takes a few
minutes. Then we'll get you a list of quotes auto insurance designed specifically for your car. We list them in order of price with the cheapest car insurance in the top of the page.
You should choose a cheaper policy without looking at it properly though. It is very important to choose a policy that is right for you.
There are a few things you might want to think about when you're doing your car insurance comparison.
Extras
Our
insurance quotes shows you whether the four optional extras are
included in every policy. These are the windshield cover, courtesy car,
car breakdown cover and legal protection. Cheap auto insurance is often
not include such options as standard, and even think about whether any
or all of these will be valuable to you.
Windshield
cover means your provider will be arranged to replace or repair your
windshield if it gets chipped or cracked (depending on the size of the
chip/crack). There is usually an excess agreed for repair or
replacement. If you include a courtesy car on your policy, then you will
get a replacement car if your car is out of work because of injury or
accident. How this works can vary between car insurance companies, so
check the details carefully.
Breakdown cover support you if your car suffers a mechanical failure. Again, this can vary between service providers. You may prefer to purchase breakdown cover separately instead, where you can choose the level of cover to suit you. Fortunately, you can compare breakdown cover with comparethemarket.com too.
Motor
legal protection can help cover the costs claim for any damage or loss
that is caused in an accident that wasn't your fault.
Save a little more
Another thing worth considering is the excess of your donations. If you increase this amount, it means that you are happy to pay more if you need to file a complaint. Return, your policy may become cheaper.
It's a little bit of balance – you decide if you will have a cheaper
premium, instead of taking the opportunity to pay more if you need to
claim.
Other
ways you can save a bit of money on your insurance premium is to reduce
mileage you have in your car every year. If too much – say you drive
over 10,000 miles per year, your policy can cost more. Driving about
5000 miles a year may make it cheaper. You can also buy credit wheel
lock, which may deter potential car thieves and may reduce your premium
slightly.
Third
party only policies can be cheaper than a fully comprehensive policies,
but remember, they only cover the cost of damage to people and property
and your cars don't. Third party, fire and theft cover provides a bit
more, as you will get payout if vehicle damage caused by fire or stolen.
This is more attractive if your car is not worth very much. But if the
difference is small and comprehensive insurance cover, you could get
better protection by choosing companies.
The
newest option in the market, which can make insurance cheaper, secure
the black box (sometimes called smart). With this type of policy, you
agree to put insurance companies track especially in your car that
measures your speed, how often do you drive, and with some policies, and
what times of day to drive. If you drive safely and don't often and
sometimes safer today, you could be rewarded with monthly premiums are
less expensive. With women and believed that safer drivers, this could
be the next generation of car insurance for women.
A
final thing to think that despite paying your insurance costs on a
monthly basis and suitable for small payments, splits will end up paying
more in total than if you paid for this policy with one payment in
advance. The quote page allows you to calculate the difference between
these costs to help you determine what to do.
Once you have chosen the most suitable
